Checking
Find the right account to fit your needs
Sterling Bank offers a variety of checking options.
Checking Accounts
| Features | Interest | Requirements/Fees |
|---|---|---|
| Free Checking | Variable rate | E-statements |
| Free Starter Checks | No maintenance fees | |
| Free identity theft assistance (Deluxe Provent's ID Restoration services) | ||
| Free digital banking, bill pay and no annual fee ATM/Debit card |
| Features | Interest | Requirements/Fees |
|---|---|---|
| Free Starter Checks | None | Direct Deposit required for no annual fee ATM/Debit Card. |
| Free digital banking, bill pay and no annual fee ATM/Debit card | ||
| No minimum balance |
| Features | Interest | Requirements/Fees |
|---|---|---|
| Up to six transfers per month | Variable tiered rate | Up to six transfers per month by check, point-of-sale, or pre-authorized transfer |
| Transfers and withdrawals made in person, by mail, or ATM are unlimited | ||
| Free Starter Checks | ||
| Free digital banking, and bill pay |
| Features | Interest | Requirements/Fees |
|---|---|---|
| No Annual Fee ATM/Debit Card | Variable rate | $10,000 combined deposit account balances |
| Free Standard Checks (or $10 discount on other check options) | Demand deposit account with monthly direct deposit | |
| Safe deposit box rental discount $10 (subject to box availability) | ||
| Free digital banking, and bill pay |
| Features | Interest | Requirements/Fees |
|---|---|---|
| No Annual Fee ATM/Debit Card | Variable rate | $10,000 combined deposit account balances. |
| Free Standard Checks (or $10 discount on other check options) | E-statements | |
| Safe deposit box rental discount $10 (subject to box availability) | Demand deposit account with monthly direct deposit | |
| Free identity theft assistance (Deluxe Provent's ID Restoration services) | ||
| Free digital banking, and bill pay |
| Features | Interest | Requirements/Fees |
|---|---|---|
| Unlimited checks written per month | Variable tiered rate | Subject to government regulations pertaining to Health Savings Accounts |
| Free Starter Checks | You must have direct deposit or deposit $50 to open the account | |
| Free E-statements | ||
| Free digital banking and bill pay | ||
| No annual fee debit card |
| Features | Interest | Requirements/Fees |
|---|---|---|
| For corporate customers with special needs | None | $10 monthly maintenance, $0.15 per check paid and $0.05 per item deposited |
| An earnings credit based on the 91 day T-Bill rate will be given toward offsetting monthly charges | An earnings credit based on the 91-day T-Bill rate will be given toward offsetting monthly service charges | |
| Free E-statements | ||
| Free digital banking and bill pay |
| Features | Interest | Requirements/Fees |
|---|---|---|
| No service fee with average daily balance of $500 | None | If the average daily balance for the month falls below $500, a $3 monthly maintenance fee and $0.15 per check fee applies |
| Free E-statements | ||
| Free Digital banking, bill pay. | ||
| ATM/Debit card available |
A Checking Account that Helps Launch Teens to Financial Empowerment and Prosperity
Building smart money habits as a teen sets the foundation for financial independence later. Sterling Bank’s teen checking account (Sterling Pathway) combines freedom for young people emerging toward independence, with peace of mind for parents. All with no hidden fees, flexibility and maximum safeguards.